@prathamjindal14
Tier list of international payment platforms for Indian freelancers and agencies that receive foreign payments: Skydo is S tier, Wise A tier, Stripe, bank wire and Razorpay B tier, PayPal C tier. Criteria are fees, forex markup, FIRA/FIRC automation and ease for clients.
Posted 25 Sep 2026 · 61k plays · 2k likes · 67 comments · evidence: anecdote · saved in: business

The hook
Spoken: "It turns out Alex Hormozi is running a sales funnel that's so efficient, it was deemed illegal by the government." (transcript renders the name phonetically as "Alex Ramosi") On-screen: green box "EXPOSING ILLEGAL SALES FUNNEL" over a photo of Hormozi.

Full breakdown
- Hook claims: Grant Cardone, Patrick Bet-David and Jeremy Haynes use it; "HIMS got sued by the FTC because their ads became too effective" (a securities class action search result is shown at 9s). "So just be careful about how you use this."
- The funnel is a quiz positioned as a "$100M scaling roadmap" offering free personalised business advice in under 30 seconds: fast, free, personalised ("the holy trinity of marketing").
- Roughly 25% of his 600 Facebook ads (Meta Ad Library screenshot) drive to this free funnel. Every YouTube video has a mid-roll or end screen to the quiz.
- First questions: name, email, phone number, shipping address (in 2026; reason: snail mail is cheap and works, "when everyone zigs, you zag").
- Last questions: number of employees, annual revenue (plus net profit margin, partner status, how long in business appear in frames). Honest answers get an accurate roadmap.
- Logic: headcount decides which stage of the roadmap: just you and no revenue = stage zero; just you with some revenue = stage one, and up.
- Revenue decides whether you get sales calls: under $250k = roadmap and a value-only path; over $250k = book-a-call page ("Want to learn how to scale your business with us in Vegas?"). Same quiz, two outcomes. (Flowchart shown at 57s, 66s.)
- Why $250k: Acquisition.com buys and scales companies; under-250k leads are nurtured with free content until qualified; above it his team can sell workshops and consulting now. In 3 to 10 years some may become acquisition targets (ACQ Ventures page shown).
- Side benefits: leads today, acquisition pipeline, market research, and ideas for his next videos; people give him real data willingly.
- Generalise: push traffic into a quiz, qualify prospects while giving everyone value, pick who to work with. "You give value to 100% of your leads while only selling the right ones."

Tools & links
- acquisition.com/roadmap (the quiz), ventures.acquisition.com (ACQ Ventures page), Meta Ad Library (to inspect his ads), YouTube.
- Creator's own offer: full breakdown via comment "ALEX" (DM). Handle @hormozi referenced.

On screen
Hybrid talking head with screen-recording cutaways: Google results on the lawsuit, acquisition.com roadmap landing page, quiz field screens (phone, shipping address, employees), Meta Ad Library, YouTube channel, flowchart of quiz branching, book-a-call page, ACQ Ventures. Word-by-word serif captions, creator holds a furry-windscreen mic.

CTA & funnel
"Comment ALEX for the full breakdown." 272 of 285 retrieved comments are "Alex"; the creator replies in comments with "Check ur DM!", "Sent!", "DM'd!" to each (comment-to-DM automation). He sells quiz funnel building, so the reel is a demonstration of the exact funnel type he builds (quiz funnel builder bio).

The format
129 s, controversy hook ("illegal funnel") then a structured breakdown, "teardown of someone famous" format borrowing authority. Screen cutaways every 3 to 6 s as proof. The 575 comments (mostly keyword) feed reach.

Comment signal
- Overwhelmingly the keyword "Alex"; praise ("Alex is genuinely a monster in this game", 93 likes).
- "Quizzes and online assessments made me a fortune. Best lead magnet ever" (41).
- A commenter: "it's not illegal". Creator replies mainly with DM confirmations; no public link.

Apply it
- Ilene Joy: a jewellery quiz ("find your charm/necklace/gift in 30 seconds") that collects name, email, phone (WhatsApp) and budget, branching high budget to a concierge/book-a-call (Ilene's builder has a concierge) and low budget to the normal collection. Works with the "Design your own" builder.
- Healthy Manushya: a "supplement fit" quiz collecting WhatsApp number; sort by goal and send COD offer via WhatsApp; retention-ready lead data.
- Agencies: qualification quiz for Zamn Studios/StudioHRTN/Goodform using monthly ad spend or revenue threshold to route to a call vs a free guide.
- Own content: "teardown of a famous funnel" plus comment-keyword DM reel format.
- Shipping address in lead forms: consider for Ilene Joy gifting follow-up (postcards), but not for India-first COD brand without consent.

Doubts & caveats
- "Deemed illegal by the government" is clickbait and unverified: the cited item is a class action about Hims & Hers (securities), and the FTC claim is not shown; a commenter says it's not illegal. The quiz is not itself the subject.
- "25% of 600 ads" and funnel logic are based on an observed screenshot and may change; collecting phone/address has privacy implications (India DPDP act/consent).
- Creator sells quiz funnels, so the framing is promotional.

Full transcript
[0s] PayPal. It's familiar, easy to use, and very convenient, but fees plus conversion rates can
[5s] make it very expensive if you're receiving payments regularly. And there are better options
[9s] out there, so you can easily ditch this C tier for me. Stripe. It is a great product globally,
[13s] but for Indian freelancers and agencies, it's invite only and doesn't provide FIRA automatically.
[18s] It is not great for Indian service exporters. So B tier for me. Skydo. It is built specifically
[23s] around international payments for Indian businesses. And the best thing is that they
[27s] have zero forex markup, a flat fee, and instant FIRA on every transaction. We use Skydo at
[32s] proper test tier without a doubt. Bankwire. Now this sounds easy to use at first, but it has a lot
[37s] of issues with FIRA and forex rate conversions. It's good for very large transactions, but not the
[41s] best for retainers and recurring payments. So B tier. Razorpay. They have a strong reputation in
[46s] India, but they run at 4 to 5% effective cost on international transactions. It's convenient if
[51s] you have Indian and international clients and want all the payments on a single platform, but B tier for
[56s] money. Wise. Again, no hidden forex markup and it gives you a multi-currency account. So clients
[60s] can pay you like a local transfer. It is great and fast for freelancers, but the only downsides
[65s] are the invoice limit and variable fees. So overall an eight year. Now if you want my opinion
[69s] on any other payment methods, feel free to drop a comment.

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